Top Paying Online Casino NZ for 2025

Top payout online casinos for NZ players offer highest payout percentages, meaning you win back more of the money you bet. Ideally, these casinos should have an RTP (Return to Player) percentage of 97% or higher. They should also offer fast payout times, allowing you to access your winnings quickly. Before choosing the best payout casino, use my guide to help with your research.

Each month, our experts review the NZ casino market to find sites with win rates of 96% or higher. We rank them based on payout percentages, bonuses, and payout speeds. Check out our verified list of the top paying online NZ casinos, offering high RTP rates and fast withdrawals.

NZ Highest Paying Online Casinos

Casino NZ	Welcome Bonus	Payouts	Win Rate
Kiwi’s Treasure	50 Free Spins for $1	1+ days	98.81%
Jackpot City	100% up to $400 + 10 Daily Spins	1+ days	98.84%
AllySpin	250% up to $2,000 + 200 FS	0-1 day	98.78%
7Bit Casino	100% up to $800 + 100FS	Up to 24 hours	97.92%
Royal Vegas	100% up to $300 + 10 Daily Spins	0-1 day	98.39%

What Makes the Best Payout Online Casinos in NZ

Here’s what makes these casinos the best for payouts. We’ll cover everything you need to know before placing your first bet, from high RTP games to reliable software providers and fast withdrawals.

✅ High RTP Games: The best payout casinos offer games with high return to player (RTP) percentages, giving you better chances of winning. Please choose one of the top-rated casinos on our list to maximise your payouts.

✅ Trusted Game Providers: Games from reputable developers are fair, regularly tested, and provide a fun, engaging experience you can trust.

✅ Fast Payouts: Nobody wants to wait days to access their winnings. The top casinos ensure withdrawals are processed quickly.

✅ Reliable Payment Options: The best payout casinos in Australia support multiple payment methods, including PayID, e-wallets, and cryptocurrencies, to make withdrawals easy.

✅ Clear Terms & Conditions: Transparent terms make it easy to understand bonus rules, withdrawal limits, wagering requirements, and house rules at top payout casinos.

Top 3 Online Casinos with the Highest Payouts

When choosing a high-paying online casino in New Zealand, the average payout percentage is a key factor to consider. This number indicates the percentage of players’ bets that are returned as winnings over time. Groups like eCOGRA review these figures monthly, and you can usually find them in the footer of casino websites. Here are the top 3 highest paying online casinos NZ with the best payouts!

⭐ Jackpot City Casino

By 2025, Jackpot City Casino is expected to become the top-paying online casino in New Zealand. Kiwi players are drawn to its wide range of bonuses, promotions, and convenient payment options for deposits and withdrawals.

Jackpot City Casino offers plenty of reasons to be a top choice for new players from New Zealand. With over 500 games, including video poker, table games, and pokies, there’s something for everyone. The casino also features a generous welcome bonus and exciting progressive jackpots with big payouts.

⭐ Wildz Casino

For an authentic gaming experience, check out Wildz Casino. It’s one of the highest-paying online casinos that accept NZ players and is highly rated. While the selection of software providers is smaller, Wildz focuses on quality by partnering with the best in the industry.

You’ll find jackpot games like Microgaming’s Mega Moolah and high RTP slots such as Thunderkick’s 1429 Uncharted Seas (98.5%). New Zealanders can also enjoy cashback offers, the Levelz loyalty program (offering up to 40 free spins with each level up), and generous welcome and reload bonuses.

⭐ 7Bit

Founded in 2014, 7Bit Casino is operated by Dama N.V. and licensed by the government of Curacao through Antillephone N.V. (license no. 8048/JAZ2020-013). The casino prioritises data protection with strict KYC procedures, robust encryption, and strong privacy policies. Overall, 7Bit Casino meets all safety standards, earning a perfect 10/10 for security and licensing.

7Bit Casino offers a diverse selection of online slots from top providers, including Microgaming and NetEnt, as well as other games such as table games, live dealer games, jackpots, and instant win games. It also features crypto slots, which offer benefits such as high security, fast payouts, high withdrawal limits, and zero transaction fees.

How We Test the Best Payout Casinos NZ

Choosing the right online casino in NZ can be challenging, especially if you’re new to online gambling and looking for high payouts. With so many options available, it can take time to find the best one. That’s where we come in. Our guide is here to make the process easier. Below, we’ve outlined how we evaluate and rank the top casino sites in NZ.

Payout Rate (RTP)

The payout rate, also known as “win rate” or “return to player,” indicates the percentage of money an online casino returns to players as winnings. It’s expressed as a percentage, indicating how much you might win on a $100 bet. For example, a 96% payout rate means the casino returns $96 for every $100 bet. Casinos with a payout rate of 96% or higher give you the best chance of winning, which is why we only recommend them.

Security and Licence

To enjoy online gaming safely, it’s important to choose a trustworthy gambling site with strong security and a clear privacy policy. Since making deposits or withdrawals often involves sharing personal information, picking a casino with reliable security measures is essential. For NZ players, look for casino sites licensed by reputable authorities, such as the UKGC or MGA.

Variety of Top-Paying Games

The best payout online casinos feature pokies with high RTP. That’s why we’ve compiled a list of top payout casinos offering the highest-paying games, especially pokies. This ensures players can maximise their payouts when choosing a casino. We’re committed to showcasing only the top online casinos with the best-paying slots!

Casino Bonuses

Casino bonuses are often one of the first things players look at. These promotions are designed to attract players, but not all offers are created equal. Some come with unfair or overly complicated terms, while others are more reasonable. To make the most of these bonuses, always check the rollover requirements—do they apply to just the deposit and bonus, or the bonus alone? Knowing the details can help you avoid surprises.

Payment Options

Managing deposits and withdrawals is an important part of online gaming. To ensure a smooth experience, choose a casino with reliable payment options. Review their list of methods and select one that offers the best choices for you.

Withdrawal Times

The best high-paying online casinos don’t just give you a chance to win—they let you cash out quickly. They offer convenient same-day payout options, including credit and debit cards, as well as other reliable services. These high-payout casino sites make it easy to get your winnings fast, with quick withdrawal times being a major advantage.

Overview of the Top Paying Online Casino NZ

“Best payouts” refers to online casinos that offer high Return to Player (RTP) percentages and generous winnings. These casinos often feature games with high RTPs, giving players better chances to win. Some online casino sites in New Zealand also prioritise fast and efficient withdrawal processing, allowing you to access your winnings without delay.

Quick payouts are essential for a smooth gaming experience. Being able to access your winnings quickly not only adds convenience but also reflects the casino’s reliability and efficiency.

Here’s what to look for:

• Fast Processing: Quick or instant withdrawal handling.
• Reliable Banking: A variety of trusted and efficient payment methods.
• Clear Policies: Simple, easy-to-follow withdrawal guidelines.
• Low Fees: Minimal or no charges for withdrawing your winnings.
• Helpful Support: Responsive customer service to assist with payout concerns.

What is a Casino Payout Percentage?

Return-to-Player (RTP), or “casino’s payout percentage,” refers to the amount of money players can expect to get back over time from the bets they place on a game. It’s different from the “house edge.” The average RTP (Return to Player) for online casino games can vary.

Games	RTP
Slots	94–98%
Blackjack	Over 98%
Roulette	Up to 97.3%
Baccarat	95- 98.94%
Poker	93 – 99%
Video poker	Over 99%
Craps	93 – 98.64%
Keno	75–92%
Bingo	80–95%
Scratch cards	85–95%

A higher payout rate doesn’t guarantee every player will win, but it does mean players have a better chance of making money over time. Third-party checks on RTP rates are a key factor in ensuring the safety of online gambling sites.

Casino Games with the Highest Payouts

Choosing the best-paying NZ online casino is only the first step. It’s also important to focus on highest payout casino games. While progressive jackpot games may have lower RTPs compared to other high-paying games, they offer the chance to win life-changing amounts of money. Some games are known for having better RTPs than others.

Online Pokies

The slots with the highest payouts at online gambling sites typically have the highest RTP (Return to Player) rates. RTP refers to the percentage of wagered money a game is expected to pay back over time, not a single big win. For example, if you play a slot with a 97% RTP, you can expect to get back NZ$97 for every NZ$100 you wager over time. Providers like Playtech and Microgaming offer slots with impressive RTPs ranging from 97.5% to 99.3%. NetEnt started this trend with Blood Suckers, a popular online slot with a 98% RTP.

Video Poker

Video poker is one of the casino games with the potential for big winnings. While the “best payout” casino depends on several factors, video poker stands out for its low house edge and high return-to-player (RTP) percentages, offering better odds than many other games.

Although some other games may have a slightly lower house edge, video poker consistently ranks among the highest-paying casino games with great RTP potential. To maximise your payout, it’s important to understand and master poker strategies, as your decisions directly impact the RTP.

Other Table & Card Games

These days, finding the best online casino payouts is straightforward, as the top gambling sites we recommend share payout percentages for various games. Keep in mind, though, that bonus money often can’t be used for table games, which typically have the highest payout percentages—like blackjack, baccarat, and roulette.

There’s little difference between RNG and live dealer casino games when it comes to payouts. The house edge mostly depends on the game’s rules, not whether it’s live or automated, so the RTPs (Return to Player percentages) are usually about the same.

Live dealer poker is a bit different. The RTP concept doesn’t really apply because players compete against each other, not the house. If you’re looking for the best payout, video poker is a great choice—some versions even offer an RTP over 99%.

Best Paying Casino Pokies in 2025

Pokies	RTP	Provider
Immortal Romance	96.86%	Microgaming
Thunderstruck II	96.56%	Microgaming
Jammin Jars	96.83%	Push Gaming
Adventure Palace	96.1%	Microgaming
Mermaid Millions	96.55%	Microgaming

Here is an overview in details:

• Immortal Romance – Launched in 2011, this Microgaming vampire-themed slot is a standout. It works seamlessly on desktop and mobile, with 243 paylines and a 5-reel setup. Four free spin rounds are included, and landing 5 wilds on a payline can trigger multipliers up to 12x your bet.
• Thunderstruck II – Released in 2010, Thunderstruck II became a global favourite. It offers 243 betways on a 5×3 reel layout, featuring Norse gods like Odin, Thor, and Loki as wild and scatter symbols. With an RTP of 96.56% and bets starting at 30 cents, it’s a high-volatility game that delivers big rewards on less frequent payouts.
• Jammin Jars – Released in 2018 by Push Gaming, Jammin Jars is a colourful 5-reel game with an 8×8 grid. With an RTP of 96.83%, you can bet as little as 10 cents or up to NZ$100 per spin.
• Adventure Palace – Set in a jungle, Adventure Palace features animal-themed symbols with 9 paylines on a 5×3 reel layout. It has a 96.1% RTP, with bets ranging from 9 cents to NZ$90. Though it lacks a progressive jackpot, players can win up to NZ$150,000.
• Mermaid Millions – Inspired by underwater themes, this Microgaming slot has 5 reels and 15 paylines. With a 96.55% RTP, it offers bonuses like 10 to 20 free spins when landing 3 to 5 scatters. It’s a fun, lighthearted game with classic oceanic vibes.

Are High Payout Casinos Safe and Legal in New Zealand?

High-payout gambling sites are safe and legal for New Zealand players if they follow the rules in the Gambling Act. The best sites are licensed by trusted offshore authorities, such as the Alderney Gambling Control Commission and the Malta Gaming Authority.

These regulators ensure strict rules for safety and fair play. Online casinos we recommend also use secure payment methods and strong encryption to protect player information.

The best payout casinos use Secure Sockets Layer (SSL) encryption to secure their platforms, keeping your money and personal data safe. Always check for “https” in the casino’s URL to confirm a secure connection.

For added safety, consider casinos that allow VPNs. A VPN encrypts your data and hides your IP address by routing it through a secure server. Some players also prefer Inclave casinos, which offer a single login and enhanced privacy across multiple casino sites, saving time and improving security.

Payment Options at the Best Payout Online Casinos NZ

With excellent payment options, top-notch online casinos offering high payout percentages make it easy to cash out your winnings quickly. The best part? These methods are simple and practical, making deposits and withdrawals hassle-free—perfect for players in New Zealand. Here are the payment options accepted by the highest-paying online casino sites.

Cryptocurrency

Cryptocurrency is quickly becoming a popular choice for players looking for the best online casino payouts, despite being a relatively new payment method. Its convenience and numerous benefits make it an easy option for those looking to enjoy online gambling.

Using crypto for payments is simple, secure, and offers the option for anonymous gambling. If you prefer not to share your identity, you can easily find high-paying cryptocurrency casinos in NZ. This means you can enjoy gambling without dealing with lengthy KYC checks. Popular cryptocurrencies, such as Bitcoin, Ethereum, Litecoin, Tether, Dash, and Tron, are widely accepted at these top paying casino sites.

Debit and Credit Cards

Debit and credit cards are among the most popular payment methods at online casinos. Since most players already have a bank account, and banks issue these cards, depositing money and withdrawing winnings is a convenient and straightforward process. This allows players to start enjoying their favourite games quickly.

Mastercard and Visa are the most commonly accepted card brands at high-payout online casinos. If you have one of these cards, you can easily handle deposits and withdrawals at NZ casinos. Other options, such as Maestro, American Express, Visa Electron, Bankcard, and Diners Club, are also widely accepted.

E-wallets

E-wallets are a common payment option offered by most casino sites offering the best payout. Even if you’re new to online payments, they’re simple to use. Just add funds to your wallet, create an account, and you’re ready to go. Following a few basic steps can make the process even smoother.

Popular e-wallets include PayPal, Neteller, and Skrill, which are widely supported by the top paying online casinos in NZ. This means NZ players can easily use these payment options at online casinos that payout high. Please note that some methods may incur transaction fees, particularly when transferring funds from your wallet.

Prepaid cards

Prepaid cards function similarly to regular debit cards. You load them with credit and can use them for online shopping. A common type of prepaid card is a voucher, which can be purchased online or in-store.

To use a voucher, enter the 16-digit PIN, CVV, and expiration date at checkout, just as you would with a debit card. Keep in mind that vouchers are usually preloaded with amounts between NZ$100 and NZ$1000. This differs from other payment methods, such as credit cards or e-wallets. The most popular prepaid cards include EcoPayz, NeoSurf, and Paysafecard.

Tips for Best Online Casino Payouts

Joining a top casino is just the first step. To get the most out of your experience, you’ll also need to think about payments, games, and strategies. Here are some tips to help:

1. Choose the best deposit method for you. Think about what you prioritise when making deposits or withdrawals. For convenience, use a payment method you already have set up. For faster transactions, go with an e-wallet. If anonymity is important, consider prepaid cards or cryptocurrency.
2. Make use of promotions. Bonuses, such as free spins or deposit matches, can significantly boost your bankroll. Check our list of sites to find the best-rated bonus for you, and keep an eye on your email for other offers. Please ensure you read the terms and conditions carefully before accepting any promotion.
3. Watch withdrawal limits. If you win big, low withdrawal limits might make it harder to access your money quickly.
4. Manage your bankroll carefully. Your bankroll is the money you set aside for gambling. Set a budget for each session, week, or month, and stick to it. Never chase losses—always gamble within your limits.
5. Play games you enjoy. Gambling should be fun, so focus on games that you like and understand. Avoid chasing big prizes on games you don’t know. Stick to what you enjoy, and you’ll have a great online casino experience.

Responsible Gambling

Gambling online should be enjoyable and done responsibly. If you or someone you know is struggling with gambling, free help is available through the resources below.

Safer Gambling Aotearoa	This service from the NZ Health Promotion Agency provides tools to help prevent gambling harm, including a quiz to test your gambling habits.
The Problem Gambling Foundation	Access free, confidential support from trained counsellors for you and your family.
Gambling Helpline	Call this free national helpline 24/7 or text 8006 for support. You can access the service anonymously.

How To Find the Best Paying Online Casinos in New Zealand

An online casino is considered premium if it pays out more than 97% of its winnings to players. However, newer casinos are raising the bar by offering more exciting slots and table games with higher theoretical RTPs.

It might surprise some, but well-known online casinos often have lower payout rates because their strong reputations let them get away with it. Meanwhile, highest payout online casinos are working to gain market share, and many do so by offering players higher payouts.

We’ve compiled a list of the top paying NZ online casinos. Any casino with an average return-to-player rate of 97% or higher over time is considered a high-paying option.

FAQs

What is a top-paying online casino?

The best-paying online casinos offer the highest returns to players, as indicated by their RTP (Return to Player) rates. RTP shows how much you can expect to win back over time. For example, if the RTP is 97%, betting $100 could yield an average return of $97.

What casino game has the highest payout?

Video poker is one of the best casino games for payouts, with an average return-to-player (RTP) rate of 98%. Table games like roulette, blackjack, and baccarat also offer great odds, thanks to their low house edge.

Can you win real money at high payout casinos?

Real money casinos with high payouts give you the chance to win, thanks to their games’ impressive RTP (Return to Player) percentages. While a high RTP boosts your odds of winning over time, it doesn’t guarantee success with every game. Your results ultimately depend on a combination of strategy, luck, and smart money management.

What are the common payment methods at the top-paying online casinos?

Our selection includes many payment options, such as POLi, Skrill, Bitcoin, Visa, Mastercard, PayPal, Neteller, and popular cryptocurrencies.